Free Planning Tool
Custom Home Draw Schedule Calculator
See how a fixed contract price splits into a 10% deposit and five milestone draws.
Deposit at contract
$150,000
- Draw 1 - Permit
- $150,000
- Draw 2 - Excavation
- $300,000
- Draw 3 - Framing
- $375,000
- Draw 4 - Mechanical rough-in
- $300,000
- Draw 5 - Final occupancy
- $225,000
- Total holdback retained
- $135,000
Deposit 10%; remaining 90% split across permit 10%, excavation 20%, framing 25%, mechanical rough-in 20%, final occupancy 15% of contract price; holdback retained per draw.
Illustrative split. Your contract sets the exact draw percentages.
Plan Your Build Budget
We will map draws to your lender's inspection schedule.
Related Services
Start With the Lot
Find out if your lot works before you spend on drawings.
Book a written lot evaluation. You get zoning, setback envelope, Conservation Halton and Niagara Escarpment flags and a realistic budget, typically within two weeks, before any construction contract.
- No obligation
- 24-hour callback
- Fixed price before you sign
- Tarion registered